Terms of Service

This website is operated by Hat Noble. Hat Noble is operated by Yiwu Bapai Trading Co., Ltd, a business registered in China.

Throughout the site, the terms “we”, “us”, and “our” refer to Hat Noble and its operating entity.

By visiting our website and/or purchasing something from us, you agree to be bound by these Terms of Service.

Online Store Terms

By using this website, you confirm that you are at least the age of majority in your country, state, or province of residence, or that you have given us permission to allow any of your minor dependents to use this site.

You may not use our products for any illegal or unauthorized purpose.

You must not transmit any worms, viruses, malware, or any code of a destructive nature.

Product Information

We make every effort to display product colors, details, descriptions, and images as accurately as possible.

However, actual colors may vary slightly due to screen settings, lighting, photography, and other factors.

We do not guarantee that product descriptions, pricing, availability, or other content on this website is always accurate, complete, reliable, current, or error-free.

Prices and Availability

Product prices and availability may change without notice.

We reserve the right to modify or discontinue any product at any time without notice.

Orders

We reserve the right to refuse, cancel, or limit any order if we suspect fraud, unauthorized activity, incorrect pricing, stock issues, payment issues, shipping restrictions, or other issues that may affect order fulfillment.

If we cancel or make changes to an order, we may attempt to notify you using the email address or billing information provided at the time the order was placed.

Shipping

Orders are processed and shipped according to our Shipping Policy.

Delivery times are estimates and may vary due to customs clearance, local delivery conditions, holidays, weather, carrier delays, or other factors outside our control.

Import Duties and Taxes

Import duties, taxes, customs fees, VAT, or other charges may be applied by the destination country.

These charges are the responsibility of the customer unless clearly stated otherwise at checkout.

Returns and Refunds

Returns and refunds are handled according to our Return & Refund Policy.

Billing and Account Information

You agree to provide current, complete, and accurate purchase and account information for all purchases made on our website.

You agree to promptly update your account and other information, including your email address, billing address, shipping address, and payment information, so that we can complete your transactions and contact you when needed.

Payments and Third-Party Payment Providers

Payments made through our website may be processed by third-party payment processors, payment service providers, financial institutions, card networks, digital wallet providers, and fraud prevention providers.

Depending on the payment methods displayed and available at checkout, these providers may include Stripe, PayPal, Shopify Payments, issuing banks, acquiring banks, card networks, digital wallet providers, or other payment service providers.

By submitting an order and selecting a payment method, you authorize Hat Noble and the applicable payment provider to collect, transmit, process, and share the information reasonably necessary to:

• Authorize and complete your payment.

• Authenticate your payment method.

• Verify your identity or transaction where required.

• Confirm the status of your payment.

• Prevent and detect fraud or unauthorized activity.

• Assess transaction and payment risk.

• Process refunds.

• Manage payment disputes and chargebacks.

• Maintain transaction records.

• Comply with financial, security, regulatory, and legal obligations.

Payment information may include your name, contact information, billing address, shipping address, payment method information, transaction amount, currency, order details, IP address, device or browser information, and other information required to process and protect the transaction.

Full payment card numbers, card security codes, and complete payment credentials are generally collected directly and securely by the applicable payment provider. We do not directly store your full credit or debit card number or card security code on our own servers.

Payment Authorization

Submitting an order does not guarantee that the payment has been approved or that the order has been accepted.

An order is not considered confirmed until:

• The applicable payment provider has successfully authorized or completed the payment.

• We have accepted the order.

• You have received an order confirmation from Hat Noble.

A payment provider, bank, card issuer, card network, or fraud prevention provider may decline, delay, review, block, or require additional authentication for a transaction.

We are not responsible for a payment being declined, delayed, blocked, or subject to additional verification by a third-party payment provider, bank, card issuer, card network, or financial institution.

If your payment is declined or cannot be completed, you may need to contact your bank, card issuer, or payment provider or select another payment method available at checkout.

Payment Verification and Fraud Prevention

We reserve the right to review, delay, refuse, cancel, or limit an order where:

• The payment is declined, incomplete, reversed, or unauthorized.

• The payment information cannot be verified.

• Additional payment authentication is not completed.

• The transaction is identified as high-risk or potentially fraudulent.

• The billing, shipping, account, or payment information appears incorrect or inconsistent.

• The payment provider, bank, card issuer, card network, or fraud prevention provider restricts the transaction.

• We reasonably believe the transaction may violate these Terms of Service or applicable law.

We may contact you and request reasonable additional information to confirm an order, payment, billing address, shipping address, or identity.

You agree to provide accurate information and cooperate with reasonable verification requests. Failure to provide requested verification information may result in the order being delayed, refused, or canceled.

Stripe Payments

When Stripe is available or used as a payment provider, Stripe may process your personal information and payment-related information to authorize transactions, authenticate payment methods, prevent fraud, assess transaction risk, process refunds, manage disputes and chargebacks, and comply with applicable financial, regulatory, security, and legal obligations.

Stripe’s processing of personal information is governed by Stripe’s Privacy Policy and the information available through the Stripe Privacy Center.

If Stripe Link or another Stripe accelerated checkout service is available, you may choose to use saved contact, shipping, or payment information maintained by Stripe. Your use of Stripe Link or another Stripe end-user service may be subject to Stripe’s applicable privacy policy, consumer terms, and service conditions.

Hat Noble is the seller of the products purchased from our website and remains responsible for order fulfillment, shipping, customer service, returns, and refunds in accordance with our published policies. Stripe provides payment-related services and is not the seller of Hat Noble products.

Available Payment Methods

The payment methods displayed at checkout may vary depending on:

• Your country or region.

• The billing or shipping destination.

• The transaction currency.

• Your device or browser.

• The value and contents of the order.

• Transaction risk or security requirements.

• Payment provider availability.

• Technical or regulatory restrictions.

We do not guarantee that every payment method will be available for every customer, order, country, currency, device, or transaction.

Payment methods may be added, removed, restricted, suspended, or temporarily unavailable without prior notice.

Currency and Conversion Charges

Prices are displayed in the currency shown on our website or at checkout.

If your payment method or bank account uses a different currency, your bank, card issuer, digital wallet provider, or payment provider may apply:

• Currency conversion.

• Exchange-rate adjustments.

• Foreign transaction fees.

• Cross-border transaction fees.

• Other bank or payment provider charges.

These conversion rates and additional charges are determined by the applicable bank, card issuer, or payment provider and are outside our control.

Unless otherwise required by law, Hat Noble is not responsible for exchange-rate differences or fees charged independently by your bank, card issuer, or payment provider.

Payment Holds and Pending Transactions

A bank, card issuer, or payment provider may place a temporary authorization hold or display a transaction as pending while the payment or order is being reviewed.

The timing for releasing a payment authorization hold is determined by the applicable bank, card issuer, or payment provider.

If an order is canceled before the payment is fully completed, the transaction may appear as a reversed authorization rather than a refund. The time required for the funds to become available again depends on your bank or payment provider.

Refunds

Approved refunds will normally be returned to the original payment method used for the purchase unless otherwise required by applicable law or agreed by us.

Refunds are subject to our Return & Refund Policy.

After we issue a refund, the time required for the refunded amount to appear in your account may depend on Stripe, PayPal, your bank, card issuer, digital wallet provider, or other payment provider.

Payment processing times are outside our direct control. The amount of time required for a refund to appear may vary depending on the original payment method, currency, country, provider, and financial institution.

If the original payment method is no longer available, expired, closed, or otherwise unable to receive a refund, you may need to contact the applicable bank, card issuer, or payment provider for assistance.

Payment Disputes and Chargebacks

If you believe there is a problem with an order, payment, refund, or transaction, please contact us at hello@hatnoble.com so that we can review the matter and attempt to resolve it.

You agree not to knowingly submit false, misleading, fraudulent, or abusive payment disputes or chargeback claims.

If a payment dispute or chargeback is submitted, we may provide the applicable payment provider, bank, card issuer, card network, or dispute service with relevant information, including:

• Order details.

• Payment and transaction information.

• Billing and shipping information.

• Delivery or tracking records.

• Communications with you.

• Return or refund records.

• Evidence relating to the transaction.

We may suspend or restrict accounts or refuse future orders where we reasonably believe there has been fraudulent activity, abusive chargeback behavior, unauthorized payment activity, or a violation of these Terms of Service.

Nothing in this section limits any payment dispute, chargeback, or consumer protection rights that cannot legally be waived under applicable law.

Third-Party Payment Terms

Your use of a third-party payment method or service may also be subject to the applicable provider’s:

• Terms of use.

• Consumer terms.

• Privacy policy.

• Cookie policy.

• Authentication requirements.

• Security procedures.

• Eligibility requirements.

• Transaction limits.

• Dispute procedures.

• Other applicable conditions.

We do not control the independent terms, systems, availability, approval decisions, processing times, or security procedures of third-party payment providers.

To the maximum extent permitted by law, we are not responsible for losses caused solely by an independent payment provider’s system failure, service interruption, account restriction, payment decline, processing delay, or unauthorized activity that is outside our reasonable control.

Nothing in this section excludes or limits any responsibility that Hat Noble has for the products we sell or any rights you have under applicable consumer protection laws.

Third-Party Links

Certain content, products, or services available through our website may include materials from third parties.

Third-party links on this site may direct you to third-party websites that are not affiliated with us.

We are not responsible for examining or evaluating the content or accuracy of third-party websites, and we do not warrant and will not have any liability for any third-party materials, websites, products, or services.

User Comments, Reviews, and Feedback

If you submit comments, reviews, suggestions, photos, feedback, or other materials to us, you agree that we may use, edit, copy, publish, distribute, and translate such content without restriction, unless prohibited by applicable law.

You agree that your comments will not violate any right of any third party, including copyright, trademark, privacy, personality, or other personal or proprietary rights.

Personal Information

Your submission of personal information through the store is governed by our Privacy Policy & GDPR Rights.

Errors, Inaccuracies, and Omissions

Occasionally there may be information on our website that contains typographical errors, inaccuracies, or omissions related to product descriptions, pricing, promotions, offers, shipping charges, transit times, availability, or other information.

We reserve the right to correct any errors, inaccuracies, or omissions and to change or update information or cancel orders if any information on the website is inaccurate at any time without prior notice.

Prohibited Uses

You are prohibited from using the website or its content:

• For any unlawful purpose.

• To solicit others to perform or participate in unlawful acts.

• To violate any international, federal, provincial, state, or local laws or regulations.

• To infringe upon or violate our intellectual property rights or the intellectual property rights of others.

• To harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate.

• To submit false or misleading information.

• To upload or transmit viruses, malware, or any other type of malicious code.

• To collect or track the personal information of others.

• To spam, phish, pharm, pretext, spider, crawl, or scrape.

• To interfere with or bypass the security features of the website.

Limitation of Liability

To the maximum extent permitted by applicable law, Hat Noble and Yiwu Bapai Trading Co., Ltd shall not be liable for any direct, indirect, incidental, punitive, special, or consequential damages arising from your use of our website, products, or services.

Nothing in these Terms of Service limits any rights you may have under applicable consumer protection laws.

Changes to Terms of Service

We reserve the right to update, change, or replace any part of these Terms of Service by posting updates to our website.

It is your responsibility to check this page periodically for changes.

Your continued use of the website following the posting of any changes constitutes acceptance of those changes.

Contact Information

Questions about these Terms of Service should be sent to us at:

Hat Noble
Operating Entity: Yiwu Bapai Trading Co., Ltd
Registered in: China
Email: hello@hatnoble.com
Website: https://www.hatnoble.com

Last updated: August 8, 2026